HBL WorldWide


Dec 31, 2018
Failed POS and ATM Transaction

Dec 18, 2018
Increase in international ATM/POS usage charges

Branch Finder


What is IBAN?

The International Bank Account Number (IBAN) is 23 digit alphanumeric sequence that will become the official standard for money transfers (including salaries, international remittances and e-payments) in the UAE.

The International Bank Account Number (IBAN) is an international standard for identifying bank accounts (excluding credit cards). The main purpose of IBAN is to facilitate the automatic process of fund transfers, to improve the speed and accuracy of your payment transactions.

Who needs an IBAN?

The International Bank Account Number (IBAN) is applied for all HBL accounts, which will be used for all inward and outward remittances from and to the UAE and salary payments through WPS.

How to get an IBAN?

The IBAN(s) for HBL account(s) will be automatically generated and communicated through a letter sent directly to the customer.

Should the customer find that an account is missing from the list provided or did not receive the above communication, he/she should contact us on 600 522 228 or visit the nearest HBL branch.

If the customer has multiple bank accounts he/she will receive multiple IBAN(s).

Important Information on IBAN

The Central Bank regulation is effective from 19th November 2011, whereby all banks in UAE are required to accept and process payment instructions with IBAN. Accordingly, the customer will be required to provide an IBAN for all instructions for value date on or after 19th November 2011, when making payment from or receiving payments to your account.

The customer should ensure that the IBAN for his/her account is communicated to all parties from whom he/she is expecting a remittance to his/her account.

In case the IBAN is not used, the processing of both Inward and Outward payment in the account is likely to be rejected or may be delayed with additional processing charges as may be prescribed by Central Bank from time to time.

If the customer has standing orders for effecting payments from his/her account to beneficiary accounts held in banks within the UAE other than HBL, then he/she will need to amend the same, by providing the IBAN equivalent for the beneficiary account.